Our Services

Many people may not have adequate resources to fund their lifestyle through retirement.Ā  Without a crystal ball to tell us how long we’re going to live, we don’t know how much we’ll need. But there is a solution! Certain annuities can protect assets and provide income for life no matter how long we live.

Best Fit Annuities is an independent insurance agency that specializes in annuities. We are not investment advisers that sell stocks, mutual funds, or other forms of investments. Annuities are all we do!

We believe that certain types of annuities should play a greater role in retirement plans. In particular, we favor fixed, fixed-indexed, and registered index-linked annuities (RILA’s). We typically do not recommend variable annuities to clients.

The principal at Best Fit Annuities, Jim McArdle, is a former practicing CPA, Certified Annuity Specialist, and Certified Tax Specialist. He also has a Masters Degree in Taxation and is licensed to discuss and sell all types of annuities, insurance and securities products. He realizes that many senior citizens can do more to establish and protect assets to provide adequate income in retirement. Certain types of annuities provide a solution! But it requires an understanding of legal issues, tax law, finances, and annuities to develop and implement a solution that provides the best fit for your retirement plan. Annuities are complex contracts typically with terms from 3 to 10 years, or more. You’ll be “married” to the one you select for a long time so its smart to obtain assistance from a skilled adviser.

As an independent agency, we do not charge clients fees for our services. We are compensated by the insurance carriers. Our independence allows us to offer a broad array of annuity products from essentially any of 50+ insurance carriers. We also have access to a database of over 1,000 annuities that we are able to evaluate for each of our clients.

We would like to have the opportunity to speak or meet with you to learn your needs and to help you select the annuity that provides the best fit for you.

Click the buttons below to attend one of our seminars or to schedule a free appointment. Seminars and appointments are in-person and online. Select which is best for you.

We have the Proper Certifications and Tools!

It’s important for your advisor to have the certifications and tools to provide you with the best fit in annuities. But, not all do! It’s easy to recommend an annuity, such as a large pair of shoes for small feet. The feet will fit, but it may not provide the best fit.

Our principal is a Certified Annuity SpecialistĀ®, a Certified Tax Specialist™, and a former practicing CPA. He is knowledgeable and licensed to sell all types of annuities, not just the insurance products. He knows how to provide the best fit while considering the legal and tax consequences in the process. We also have a database of over 1,000 annuities, plus corresponding riders and allocation methods, with historical results, that we use to find the best solution for your situation.